You owe an apartment, you have repaired your apartment or you are going to be on leave and want to protect yourself from the unforeseen costs for recovery of your property? You rent and apartment and want to protect yourself from the effects of events being beyond our control which may cause damage to your property? You want to avoid extra costs for compensation of your neighbors' damage in case of damage of their property?

Property insurance programs will help you to make a reality of these desires!

Insurance objects:

• dwelling houses, apartments, cottages, summer cottages, building of other purposes;
• processing and electrical equipment;
• finishing of buildings, premises and structures;
• home articles (furniture, carpet, tulle and curtain articles, cornices, electrical appliances, computer equipment, musical instruments, interior items etc.).

Insurance contract provides reimbursement of the damages caused to you as a result of your property loss or damage in case of:

• fire;
• thunderbolt;
• natural disaster;
• flood (water intrusion from adjacent premises);
• unlawful acts of the third persons (theft, robbery, burglary etc.);
• falling on the insured property of  piloted flying objects or their fragments;
• damage of heating, plumbing, fire-control and sewerage systems;
• explosion of gases used in private live.

Property may be insured:

- to the full amount (the sum insured corresponds to the actual property market-value);

- to a certain amount being a part of the actual property market-value.