Business process effectiveness considerably depends on the health of employees of companies and organizations. It is the thing which condition a level of personnel absence at their working places, affects its motivation, loyalty and labour effectiveness. Consequently, there is no doubt that personnel health management is an important instrument of successful manpower policy.

Most tasks related to personnel health management may be fulfilled by implementation of the medical and personal insurance system in your company.

Voluntary medical insurance programs of IC "ALFA-GARANT" for corporate clients enable enterprises to focus completely on their main activity, to entrust the insurance company with settlement of all issues related to provision of employees with necessary medical assistance, payment of corresponding compensations to them or their families.

Medical insurance programs give possibility to employees of enterprises to enjoy free and qualitative medical care to the amount exceeding the premium amount, take advantage of the comfortable service system of "ALFA-GARANT" and save their time required for search of skilled specialists in medical field in case of disease or accident.

A dispatching service of coordinating doctors of IC "ALFA-GARANT" round-the-clock service centre works for your employees (our insured persons). An experience coordinator will immediately answer any question concerning their health and medical care organization, and will follow all treatment process and control, from our part, the required scope and quality of medical assistance provided by patient care institutions.

MEDICAL INSURANCE:

• for legal entities - Voluntary Medical Insurance Program;
• for enterprises, factories located in the remote areas - Program «Large-scale business health»;
• for persons leaving for abroad - Program of foreign medical costs insurance;
• for travellers in Ukraine - Program «Journey through Ukraine»;
• for specialists: sportsmen, dancers, singers;
• for medical personnel - medical personnel HIV/AIDS insurance.

PERSONAL INSURANCE:

• for enterprises, factories - Program «Large-scale business health», Program "Protection";
• for persons leaving for abroad - Program of accident insurance abroad;
• for specialists - Compulsory insurance of departmental and agricultural fire control personnel and members of voluntary fire-brigades;
• for medical personnel - medical personnel HIV/AIDS insurance.

Advantages of the voluntary medical insurance:

• Organization of access to the best medical institutions throughout Ukraine
• Reimbursement of medical care costs at the insurance company expense
• Possibility of in-advance planning of annual medical care costs
• Availability of the complex medical insurance programs including not only ambulatory service, but specialized stomatology, urgent in-patient care, emergency medical care as well
• Quality control of medical care provision by the insurance company
• Absence of franchise
• Delivery of medications to the address in Kyiv specified by you (24 HOURS)
• Possibility to address at any time the round-the-clock service centre and be immediately advised by a doctor
• Personal labour contracts with the best specialists provide a high quality service
• Home or office calling a doctor, visit of medical establishment in good time
• Assurance of high level servicing.